Tax & Estate Planning

Many believe Tax & Estate Planning to be only for the wealthy; however, it should be an integral part of any retirement income plan. In the US, we have entered an environment of rising taxes. That’s why it’s important now, more than ever before, to incorporate tax planning into your portfolio and all of your financial decisions. A fundamental aspect of optimizing your tax strategy is developing an estate plan that will effectively administer your assets after you die. A properly structured estate plan can help fulfill your wishes while leaving a legacy to your family.

Using a tax-deferred vehicle means your money will compound interest for years, unfettered by income taxes, allowing it to earn interest at a faster rate. While very few financial products avoid taxes altogether, many allow you to defer paying them until retirement – when you may be in a lower tax bracket. Heise Advisory Group can work directly with your CPA (or refer you to someone) to help make sure you are not overpaying taxes and that your financial portfolio is organized in a tax advantageous manner.

While the idea of estate planning may seem simple, the vehicles, planning, and implementation process can be rather complex. Due to the constantly changing estate tax laws and emerging vehicles to help you protect and transfer your assets effectively, it’s important to work with experienced estate planning professionals who stay current in this held and advise clients on a day-to-day basis.

If you choose to work with Heise Advisory Group, we can build a relationship that can help us provide the tax and estate planning strategies that suit you and your family’s needs.