"Over the last 4 years we have had the opportunity to work with, Ken and Lori at the Heise Advisory Group. It has been a continuing process of learning and establishing a trustful and friendly relationship with Ken and Lori.
After several meetings with the Heise's in early 2009 we decided to move a good portion of our investment portfolio to their preferred insurance company. Being retired we wanted a safe "port" for our hard earned IRAs with an opportunity for some growth. Ken's and Lori's approach of safety first, with no loss of principal, and growth being secondary clearly met our needs.
Due to Ken's in-depth knowledge of annuity contracts we were able to maximize the transfer of funds. Lori's administrative expertise made those transfers easy and timely.
In the last few years Ken and Lori have taken their time and taught us the value of the income features of our annuities. As a result we are most comfortable that we will never outlive our income.
Also, with the help of Ken and Lori we were able to achieve our estate planning objectives with a life insurance plan. Our children and grandchildren will receive a tax free inheritance which will be of financial significance to them.
We sincerely appreciate the Heise's approach to client relationships and service. A minimum of an annual meeting is held, more frequently if needed. We meet with Ken and Lori at least twice a year.
Another aspect of working with the Heise's is the effort they put into building strong client relationships. They treat their clients as friends with educational meetings and very nice entertainment gatherings.
In conclusion we are very pleased with the peace of mind that Ken and Lori have provided. Our financial future and that of our family is now secure."
- Audrey and Don S.
"Meeting Ken nine years ago at a seminar he presented was most informative to us as we were in need of financial planning. His explanations of the various options he has available were made very clear and easy to understand. We feel so comfortable with Ken and feel we can truly trust his judgment in all of our financial needs. We feel we can recommend Ken to anyone without reservation."
- Wally and Nancy S.
"Our family has been working with Ken for over nine years. Ken's decisions are based on what would best serve our family. We feel confident in Ken's expertise and professionalism as well as his caring for the people he helps to serve. We have seen growth in our investments because he looks after your individual needs and will try to find the best options for you, keeping your interests in mind. We highly recommend Ken!
- The Marshall Family
"We really appreciate all of the wonderful help Ken has given us. If anyone is looking for an honest man to guide them through estate planning or investments, we would highly recommend Ken and Heise Advisory Group!"
- Gary P.
"I believe I can refer Ken to anyone because of his expertise in investments, estate planning, life insurance and long term care insurance as well as the trust we have in him."
- Glenn H.
"Returned from our annual meeting with you and Lori and while expressed verbally, I'm not sure the two of you realize the depth of our appreciation for the excellent service you have provided.
After carefully nurturing our mix of stocks and mutual funds for many years, we watched with horror the rapid decline in value during the 2008 & 2009 years. Your seminar at the Kreis' restaurant was a real eye-opener. It just plain made sense. While we had received similar invitations in the past, your approach intrigued us (and we also enjoy eating at that steakhouse). We accepted your invitation for a more complete private analysis and again appreciated the low-key pressure approach that answered our questions and concerns.
We followed your advice and carefully reviewed our cash flow for several years, arriving at a "minimum" amount needed to maintain our "lifestyle." With that information, you proposed a blend of annuity purchases that met our requirements. Since then we have "relaxed" and enjoyed our retirement years, knowing we have a steady income stream along with social security.
And finally, we appreciate the peace of mind that comes from understanding how the inheritance is calculated for each of the children and realizing that this perhaps distasteful chore is settled. Once again our sincere thanks for your help and guidance."
-Kathleen and Jay B.
"Congratulations on being the recipients of the Quilly Award from the
National Academy of Best-Selling Authors. While this is an honor for both
of you, those of us who know you would say: “A well-deserved
award.” Most awards are given to people who have worked very hard in
their profession, and you Ken and Lori have. We are very pleased to be
associated with you."
-Merci and Roberto Sebbio